SBA Financing and Business Loan Programs

The Basics

Eligibility & Preparation

SBA Loan Programs

Equity Capital

Special Purpose Loan Programs

Special Interests

Contract Surety Bonds

The Basics

If you want to generate capital for your business, it pays big dividends to do your homework. Learn about raising capital for your business.

SBA Basic Financing Topics
SBA's Role Financing Basics Estimating Costs Personal vs. Business Grant Resources	Capital for Growth Equity Financing Small Business Lenders Understanding Financial Statements

Eligibility & Preparation

Obtaining a loan requires knowing the facts and solid preparation. Good preparation can make the difference between getting a loan and being declined.

SBA Financing Eligibility Topics
Credit Factors Basic Requirements Eligibility Size Standards Applying for a Loan	Borrowing Money Prequalification Program Forms

SBA Loan Programs

SBA offers numerous financing programs to assist small businesses. SBA has been assisting businesses with their financing needs since 1953.

SBA Loan Topics
Snap Shot Basic 7(a) Loan Program Disaster Recovery	CDC / 504 Program Micro-Loans

Equity Capital

There is a big difference between borrowing money and giving-up equity to raise capital. Sometimes both options are necessary and sometimes an infusion of equity capital is the only way a company can grow.

SBA Equity Capital Topics
Understanding Equity Capital SBA’s Investment Program	Find an SBA Investment Company

Special Purpose Loan Programs

Numerous variations of SBA’s basic loan programs are made available to support special needs. International trade, military transition and employee trusts are just some of the special loan programs offered by the SBA.

SBA Special Purpose Loans
Export Working Capital Export Express International Trade Loans Delta	CAIP Program Employee Trusts Pollution Control CAPlines

Special Interests

SBA offers many special programs and supports many special interests. Within its mission to assist the development and growth of small businesses, the SBA has a vast menu of focused initiatives.

SBA Special Interest Topics
Women Entrepeneurs Veterans Native American Affais Business Laws and Regulations	Management Publications Business Magazines Resources

Contract Surety Bonds

If a contractor is unable to successfully perform on a contract, a surety bond can be used to guaranty that the contractor’s responsibilities are fulfilled and the job completed.

SBA Surety Bond Topics
What’s a Surety Bond? SBA’s Role Specific FAQs	SBA Area Office Contacts Industry Associations & Resources

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