Finance Educational Training Tutorials

Here are 142 free financial and investment educational tutorials in 16 course categories:

• Asset Allocation

• Auto

• Banking

• Benefits and Retirement for Small Business

• College Planning

• Credit Cards

• Credit Report

• Home

• Insurance

• Investing

• Life Event Planning

• Salary and Benefit Planning

• Small Business

• Taxes

• Taxes for the Small Business

• Annuities

ASSET ALLOCATION:
   The asset allocation process
   Measuring your risk tolerance
   Investment horizon
   Asset classes
   Understanding risk
   Portfolio diversification
   Taxes and inflation
   Investment categories
   Allocating on your own
   Initial allocation
   Rebalancing your portfolio

AUTO:
Buying a vehicle
   Vehicle affordability
   Making vehicle payments
   Buying a vehicle online
   Vehicle financing costs
   Rebates & special financing
   Vehicle-loan shopping
   Costs of vehicle ownership
   Vehicles as collectibles

Paying for a vehicle:
   Making payments
   Financing charges
   Paying cash for a vehicle
   Borrowing to buy
   Types of leases
   Auto lenders
   Rebates & special financing

BANKING:
Online Banking
   Banks as supermarkets
   Account aggregation
   Checking & savings accounts
   Paying & receiving bills
   Electronic funds transfer
   Buying CDs online
   Money market mutual funds
   Retirement accounts
   Brokerage accounts
   Insurance & regulations

BENEFITS & RETIREMENT FOR THE SMALL BUSINESS:
Small Business Retirement Plans
   SEPs
   SIMPLEs
   Qualified (Keogh) plans
   Contribution limits
   Contribution requirements
   Defined-contribution plans
   Defined-benefits plan
   Funding plans with stock

Employee Benefit Programs:
   Stock-purchase plans
   Stock-option plans
   Cafeteria plans
   Health & disability insurance
   Group life insurance
   Self-insurance plans
   Vacation & sick leave
   Employee Assistance Plans
   Flexible work hours
   Education reimbursement
   Reserve military duty

COLLEGE PLANNING:
Paying for College
   College tuition costs
   Deducting college expenses
   Prepaid tuition (529) plans
   College savings (529) plans
   Using UGMA/UTMA accounts
   Loans & interest deductions
   Qualifying for student aid
   Tax credits for education
   Education savings bonds
   Education IRAs
   Other IRAs & 401(k) plans
   Room-and-board options
   Grandparents & other sponsors

Sources of Financial Aid:
   Grants
   Scholarships
   Stafford loans
   Perkins loans
   PLUS loans
   Work-study programs
   Determining eligibility
   Aid application process
   Military service
   Part-time work
   Student loan repayment

CREDIT CARD:
Credit Card Management
   Basics of card rates
   Calculating card interest
   Credit card fees
   Consolidating your cards
   Using reward cards
   Applying for cards online
   Using your credit report
   Dealing with card offers
   Wise credit card use
   Checklist of card features
   Credit laws protecting you

CREDIT REPORT:
Credit Report
   Credit report basics
   Obtaining a credit report
   Reading a credit report
   When to get a credit report
   Avoiding over-inquiries
   How to fix errors
   Repair your credit
   Credit-counseling services
   Credit-repair services

HOME:
Home Buying
   Deciding to buy or rent
   Home affordability
   Obtaining a pre-approval
   Mortgage lenders & brokers
   Types of mortgage loans
   Shopping online for rates
   Shopping for a home
   Negotiating a lower price
   Closing on your new home
   Improving your home's value
   Using a reverse mortgage
   Bi-weekly mortgage loans
   Selling your home

Mortgage Refinancing:
   Deciding to refinance
   When refinancing pays off
   When refinancing hurts you
   Keeping an eye on rates
   Consolidating your loans
   Home refinancing options
   Mortgage refinancing lenders
   Shopping refinancing rates
   Resources for refinancing

INSURANCE:
Auto Insurance
   Basics of auto insurance
   Factors affecting rates
   Rating the insurers
   Categories of coverage
   Shopping for auto insurance
   Last-resort insurance
   Filing a claim

Homeowner's Insurance:
   Homeowners basics
   Categories of coverage
   Floods & other disasters
   Liability coverage
   Covering living expenses
   Buying an umbrella policy
   Inflation in premiums
   Buying homeowners insurance

Life Insurance:
   Estimating coverage needs
   Death benefits
   Term versus permanent life
   How term life works
   Universal life insurance
   Variable life insurance
   Whole life insurance
   Hybrid life insurance
   Cash surrender value
   Policy dividends & returns
   Variable annuities
   Policy riders
   Regulation & credit ratings

INVESTING:
Investing Basics
   Setting your goals
   Your investment profile
   Rule of 72
   The essential budget
   Debt management
   Risk & return
   Portfolio diversification
   Asset allocation
   Investing & taxes
   Investing in stocks
   Investing in bonds
   Investing in mutual funds

Investing in Mutual Funds:
   Role of mutual funds
   Open- & closed-end funds
   Yields & returns
   After-tax returns
   Fees & loads
   Reading fund tables
   Reinvestment plans
   Capital gains & dividends
   Asset allocation with funds
   Money market funds
   Stock & bond funds
   Foreign & sector funds
   Exchange-traded funds

LIFE EVENT PLANNING:
Retirement Planning
   Defined-contribution plans
   Regular IRAs & Roth IRAs
   Taking IRA distributions
   SEP plans & SIMPLE plans
   Roth IRA conversions
   Moving your retirement plan
   Taxation of company stock
   Long-term care insurance
   Buying life insurance
   Buying variable annuities
   Rebalancing your portfolio
   Your Social Security benefits
   Estate planning & taxes
   Retirement as an opportunity

Personal Budgeting:
   Time value of money
   Benefits of compounding
   Establishing a budget
   Personal cash flow
   Personal net worth
   Managing interest rates
   Using revolving credit
   Investing or paying off debt
   Saving for the future
   Thinking on the margin
   Opportunity cost

Estate Planning:
   Estates & estate taxes
   Gifts & gift taxes
   The probate process
   Establishing a will
   Setting up a trust
   Modifying wills & trusts

SALARY & BENEFIT PLANNING:
Employee Benefits
   Using your retirement plan
   Types of retirement plans
   Benefits of compounding
   Using a cafeteria plan
   Stock-related compensation
   Health insurance benefits
   Employee Assistance Plans
   Dependent care benefits
   Education benefits
   Maintaining your benefits
   Life & disability insurance
   Paying taxes on benefits

Social Security Benefits:
   Paying FICA taxes
   Earning your benefits
   Benefit amounts & COLAs
   Medicare & Medigap
   Using Medicaid
   Survivors insurance
   Disability insurance

SMALL BUSINESS:
Business Financing
   Writing a business plan
   Estimating capital needs
   Obtaining enough capital
   Debt versus equity
   Financial leverage
   Operating leverage
   Leasing versus buying
   Capital budgeting
   SBA loan programs

Cash Flow Management:
   Importance of cash flows
   Cash flow statement
   Cash management options
   Electronic services
   Merchant services
   Payment with credit cards
   Managing receivables
   Managing inventory
   Using trade financing

TAXES:
Tax & the Homeowner
   Deducting mortgage interest
   Deducting mortgage points
   Deducting real estate taxes
   Losing itemized deductions
   Rolling over capital gains
   Non-deductible items
   Home office expenses
   Protesting your property taxes

Investing & Taxes:
   Dividends & coupon income
   Capital gains
   The wash-sale rule
   Offsetting gains with losses
   Tax-advantaged accounts
   Taxable accounts
   Municipal bonds
   Using custodial accounts

Income Tax Basics:
   Who must file a tax return
   Current tax brackets
   Calculating taxable income
   Current standard deductions
   Itemizing your deductions
   Taking personal exemptions
   Common tax credits
   Taxes on capital gains
   Alternative Minimum Tax
   Withholding your taxes
   Filing for an extension
   Taxpayer Advocate Service
   Tax audits & penalties
   Filing a tax return online

TAXES FOR THE SMALL BUSINESS:
Payroll & Tax Management
   Social Security (FICA) taxes
   Unemployment (FUTA) taxes
   Withholding payroll tax
   Verifying employee information
   Making estimated tax payments
   Handling other deductions
   Using direct deposit
   Tax forms & information

Inheritance & Estate Taxes:
   Selling equity
   Capital gains taxes
   Handing over the reins
   Estate taxes

ANNUITIES:
Variable Annuities
   The annuities landscape
   Annuities for retirement
   Buying variable annuities
   Variable annuities & fees
   Variable annuities & taxes
   Mutual fund features
   Life insurance features
   Players in the industry