Use Our Online Home Mortgage Tools and Learning Guides to assist you in preparing, deciding, and obtaining the mortgage or home equity loan you need.
The Best Mortgage Calculators
Mortgage Qualification Calculator Shows you the maximum property value and mortgage amount you qualify to purchase, based on your income and expenses. For a quick analysis, check out our Mortgage and Loan Affordability Calculator. Standard Mortgage Calculator Allows you to explore the outcome of changes to your loan balance, mortgage term, and interest rate on your monthly principal and interest payments. Mortgage Payment Calculator (java) Vary your rate, principal, and term to get your monthly payment and amortization table. Refinance Calculator Helps you determine if now is the right time to refinance - also check out our other Mortgage Refinancing Calculator. Housing Ratio and Debt-to-Income Ratio Calculators Verify that your income is sufficient to cover your mortgage amount and other debt payment obligations. Debt Consolidation Calculator Shows you how to reduce your monthly payments and save money as well. Rent vs. Buy Calculator Allows you to compare the costs of renting a residence and buying a home - also use our Rent vs. Buy Java Calculator. Mortgage Payoff Calculator (java) Calculate how much money and time you will save by increasing your mortgage payments. Mortgage or Loan Comparison Calculator This calculator will help you to compare the total interest charges of four different mortgages or loans. Also, here is our calculator to Compare 2 Loans, such as 15 vs. 30 years. Bi-Weekly Mortgage Payment Calculator Shows you how much interest you will save by making 1/2 mortgage payments every two weeks instead of a full payment once per month. Extra Mortgage or Loan Payments Calculator Calculate how many years and how much interest you save on your loan by making extra monthly payments. Lump Sum Payment Calculator to Reduce Mortgage or Loan Term Calculate how many years you save by making a lump sum payment in the middle of your mortgage term. Mortgage Loan Amortization Calculator See how the interest amount of your monthly payment gradually goes down and the principal portion increases over the term of your mortgage or loan. Also shows how much interest and principal you have paid to date. The Best Free Financial Software and Calculators These are the most functional and versatile financial and investment applications and calculators on the Web today.
Mortgage and Home Equity Guides
Looking for the Best Mortgage
Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage - whether it's a home purchase, a refinancing, or a home equity loan - is a product, just like a car, so the price and terms may be negotiable. Shopping, comparing, and negotiating may save you thousands of dollars. Interest Rates: An Introduction All about Interest Rates, difference between APR and APY, how they are set, how they affect your mortgage, along with some calculations. Shopping For a Home Equity Loan? Comparing home equity loan plans will help you get a better deal. Contact several lenders, gather the pertinent information, make some decisions, then negotiate. Home Equity Credit Lines Using a credit line to borrow against the equity in your home has become a popular source of consumer credit. Lenders are offering these home equity credit lines in a variety of ways. Home Equity Loans: The Three Day Cancellation Rule You should know that the Truth In Lending Act gives you three days to reconsider a signed credit agreement and cancel the deal without penalty. Home Equity Loans: Beware of Scams Homeowners should be careful when borrowing money based on their home equity. Why? Certain abusive or exploitative lenders target borrowers who unwittingly may be putting their home on the line. Five Things Your Mortgage Lender Won't Tell You
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Online Forms:
Purchase Mortgage Online Form Refinance Mortgage Online Form Home Equity Online Form
Mortgage FAQ, Tips and Help
Mortgage FAQ
Get all the up-to-date information you need to make an informed decision on your Mortgage, Home Equity Loan, or Refinance Loan. Mortgage Tips and Tricks 23 Mortgage Tips to help you keep your costs down and your mortgage under control and flexible. Top 10 Mistakes Protect yourself when buying your home, refinancing your home, or getting a home equity credit line. Understanding Points and Buydowns Differences between Buydowns and Interest Rates. Mortgage and Home Equity Financing Glossary Education yourself with our mortgage glossary containing over 180 terms. Building a Better Credit Record This guide will help you understand and legally improve your credit report. Credit Card Minimum Payment Interest Calculator This calculator shows you how much interest you will pay if you make only the minimum payment on your credit cards. Choosing and Using Credit Cards Understand differences among various credit card terms, costs, features, your protections and rights, and tips on calculating finance charges. 66 Ways to Save Money Here are tips to save on transportation, insurance, banking, housing, utilities, and more. Lifetime Savings Calculator This calculator shows you how much you'll save over the course of your lifetime when substituting any given high priced buying habit with its functional, less expensive equivalent. Plus, it will also show you how much interest you could earn if you were to invest all or part of those savings. Finance Educational Training Tutorials Here are 142 free financial and investment educational tutorials in 16 course categories.
Current Mortgage and Home Equity Rates
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Mortgage and Home Equity Rate Trends
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